Houston Medicare Insurance Specialists
Meet Texas Power Insurance Agency | Trusted Medicare & Health Insurance Agents in Texas
At Texas Power Insurance Agency, our mission is to simplify health insurance and Medicare for Texans. Founded by husband-and-wife team Sabin and Jessica Lopez, our agency is built on a shared passion for helping families, seniors, and individuals access the coverage they deserve.
With 38+ years of combined experience across corporate health plans, national marketing alliances, and field agent work, Sabin and Jessica bring a unique perspective to the industry. They understand the challenges people face when navigating a complex healthcare system and the obstacles brokers encounter when trying to grow their business.
Sabin Lopez
Insurance doesn’t have to be boring—and if you’ve met Sabin Lopez, you already know that. As Co-Founder & CEO of Texas Power Insurance Agency, Sabin brings energy, strategy, and a whole lot of Texas grit to the world of Medicare Advantage, ACA, Small Group Benefits, ICHRA, Life, and Ancillary insurance.
With decades of experience and a track record as a senior sales leader, recruiter, and mentor, Sabin has built deep partnerships with top carriers and provider groups. But more than contracts, he’s known for giving agents the tools, training, and culture to thrive. From Medicare Mastery Mondays to kickoff parties and community events, Sabin makes learning fun, growth achievable, and business feel like family.
At the heart of it all is his partnership with his wife, Jessica Lopez, who shares his passion for building an agency that’s more than just a business—it’s a legacy. Together, they’ve turned Texas Power into a movement that blends hard work, humor, and broker community impact.
For agents, carriers, and providers, Sabin isn’t just a partner—he’s a motivator, a strategist, and a voice that says one thing loud and clear: “Let’s Go!”
Jessica Lopez
Jessica Rose Lopez, Co-Founder & President has over 18 years of experience in the insurance industry, Jessica, has worn many hats and built a career centered on service, relationships, and results. Throughout the years, Jessica has held roles ranging from Field Sales Agent and Call Center leader to Agency Manager, Broker Manager, and Sales Director for both national and local carriers, start-ups, and NMA’s. This diverse background provides a unique perspective on every aspect of the insurance arena.
Passionate about people, Jessica thrives on building lasting relationships with carrier partners, providers, brokers, and agency partners. The greatest fulfillment comes from watching brokers succeed and clients feel confident, supported, and well-informed when making healthcare decisions.
Grounded in faith, family, and a commitment to excellence, Jessica is so grateful to share this journey with her amazing husband Sabin Lopez— a true partner in both life and business. Together, they are proud to build an agency founded on integrity, education, and a deep dedication to helping others.
Texas Power Insurance Agency
Core Values & Guiding Principles
At Texas Power Insurance Agency, our work is guided by principles that put people first. From empowering clients with clear Medicare and health insurance guidance to serving communities across Houston, Katy, Montgomery, and Humble, our values define who we are and how we serve.
Empowerment Through Knowledge
We believe that informed decisions lead to better outcomes. By simplifying Medicare Advantage, Medigap, Prescription Drug Plans, and Individual & Family Health Insurance, we give Texans in Houston, Katy, Montgomery, Humble, and surrounding areas the confidence to choose coverage that protects their health and budget.
Integrity & Trust
Our agency is built on honesty, transparency, and accountability. As trusted Medicare and health insurance agents in Texas, we commit to doing what’s right for every client — building relationships based on trust and long-term support.
Compassion & Community
Insurance is about more than policies — it’s about people. We serve with empathy and kindness, while also giving back to the communities we call home. From Houston to Katy, we are proud to support seniors, families, and individuals through service, advocacy, and education.
Growth & Continuous Learning
Healthcare and insurance are always changing. By embracing continuous learning and innovation, we ensure our clients always receive the most current Medicare and health insurance guidance, backed by 38+ years of combined industry experience.
Guiding Texans to Better Coverage
Proudly Serving Medicare & Health Insurance Clients Across Houston, Katy, Humble, and More
At Texas Power Insurance Agency, we provide clear and accessible health insurance solutions for every stage of life. From affordable Individual & Family Healthcare plans for those under 65 to Medicare Advantage, Medigap, and Prescription Drug Plans for seniors and qualifying beneficiaries, our mission is to make insurance simple, stress-free, and empowering.
Health & Medicare Insurance FAQs
Answers to common questions about Medicare and health coverage in Houston and surrounding areas.
What are the different parts of Medicare, and what do they cover?
Medicare has four main parts.
Part A covers hospital care
Part B covers doctor visits and outpatient services
Part C (Medicare Advantage) combines A and B with extra benefits
Part D helps cover prescription drug costs.
How do I know if I am eligible for Medicare, and when can I enroll?
Most people are eligible at age 65, or earlier with certain disabilities. Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after.
What is the difference between Original Medicare and Medicare Advantage?
Original Medicare includes Parts A and B, with optional Part D and Medigap for added coverage. Medicare Advantage plans are offered by private insurers and bundle A and B (and usually Part D), often with extras like dental, vision, and fitness programs.
Do I need additional coverage beyond Original Medicare?
Yes, many clients choose Medigap or Medicare Advantage to reduce out-of-pocket costs and gain coverage not included in Original Medicare.
How much does Medicare cost?
Part A is usually premium-free if you’ve worked long enough. Part B and Part D require monthly premiums, and Medicare Advantage plans may also have premiums, copays, and deductibles. Costs vary by plan and income.
What does Medicare not cover?
Medicare does not cover most dental, vision, hearing, or long-term care services. Prescription drug coverage is only included if you enroll in Part D or an Advantage plan with drug benefits.
Can I change my coverage if my needs change?
Yes. You can switch plans during the Annual Enrollment Period (Oct. 15 – Dec. 7), the Open Enrollment Period (Jan. 1 – Mar. 31), or during certain Special Enrollment Periods if you qualify.
Texans Guided Through Medicare & Health Insurance
Top Carriers & Plan Options Available
Local Communities Served Across Texas
Commitment to Client Satisfaction & Support
Why Choose Texas Power Insurance Agency?
Trusted Guidance for Every Stage of Life
Personalized Coverage for Seniors
Navigating Medicare can feel overwhelming, but we simplify the process. From Medicare Advantage to Medigap, we’ll help seniors find plans that protect health and budget.
Affordable Options for Families
Healthcare isn’t one-size-fits-all. We compare plans for families and individuals under 65, ensuring affordable coverage that grows with your household’s needs.
Support You Can Count On
Insurance doesn’t end at enrollment. Whether you’re a retiree, family, or individual, we provide year-round support to answer questions and make changes when life does.
Texas Power Insurance Agency provides Medicare Advantage, Medigap, Prescription Drug Plans, and health insurance services for individuals and families across Katy, Humble, Montgomery, Houston, and surrounding Texas communities with trusted guidance and support.
Guiding You to Healthier Coverage, Every Step of the Way.
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We do not represent every plan available in your area. At this time, we work with 8 organizations that offer 24 plans locally. For a complete list of your coverage options, please visit Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program (SHIP).